Gym & Health Club Insurance from AIC
With our knowledge of the Gym and Health Club Industry along with our years experience of insuring them, we have teamed up with a panel of insurers to offer you scheme discounts and comprehensive cover.
Please find below a description of the cover included within our policies:
Trade Equipment
Covers all of your gym equipment, from treadmills to weight machines
General Contents and Money
Office chairs and desks etc
Stock
Clothing to Protein Drinks and more, limits tailored to suit your needs
Computers & Electrical Equipment
Again, cover can be tailored to suit your individual requirements
Business Interruption
Covering your business in the event you are unable to trade for what-ever reason such as a fire or flood, the policy will pay for loss of income or profits.
Buildings
Optional cover to include the buildings and also a further option of adding Accidental Damage
Public Liability
Covers against claims made by the public. Limits from £1,£2 or £5 Million and more if required.
Employers Liability
This cover is compulsory by law if you employ people and will cover claims made by your staff. Standard cover is £10 Million
Member to Member Liability
This is an important cover and not usually given from most insurers. This will cover the clubs members against claims made by other members such as dropping a weight onto somebody's foot.
Professional Indemnity
If you offer advice to your members or clients, then we can offer a stand-alone Professional Indemnity policy with various limits to suit your requirements.